As the payment landscape evolves, so do the requirements to protect sensitive cardholder data. The Payment Card Industry Data Security Standard (PCI DSS) Version 4.0 introduces critical updates that businesses must implement by March 31, 2025, when all future-dated requirements become mandatory.

At Knowall IT, we’ve partnered with PayGuard to deliver seamless PCI DSS 4.0 compliance for phone payments, ensuring your organisation meets the new standards before the deadline.

What Is PCI DSS 4.0?

PCI DSS 4.0 is the most significant update to the standard since its creation. Its goal is to:

• Enhance security: Strengthen controls, authentication, and encryption to combat modern cyber threats.
• Promote flexibility: Adapt compliance methods to support emerging technologies like cloud solutions.
• Encourage continuous compliance: Focus on ongoing security practices, including risk assessments and training.

Why Does This Matter for Phone Payments?

Under PCI DSS 4.0, phone payments fall within the scope of compliance. Businesses must ensure:

1. Secure transmission: Cardholder data must be encrypted, even during phone transactions.
2. No sensitive data storage: CVVs and other authentication data cannot be recorded or stored.
3. Strict access controls: Only authorised personnel should handle payment data.

Failing to comply risks data breaches, penalties, and reputational damage.

How PayGuard Helps

PayGuard’s cutting-edge solutions simplify compliance by removing your organisation from the scope of PCI DSS. Their technology ensures secure, compliant phone payment processes—no more headaches, just peace of mind.

Have any concerns or questions? Chat with Sylvester! He can guide you through the details and explain everything you need to know to ensure compliance.

Have a question? Speak to me, Sylvester

Get in touch and we can discuss how we can help support your business.

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